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The Discount Rate in Clinical Negligence and Personal Injury Claims

Compensation in a clinical negligence or personal injury claim is to put an injured person back in the position they would have been had the accident/negligent treatment not occurred. For someone who has suffered life changing injuries, there can be many future losses for example loss of earnings and care needs. Where lump sum payments are made, the discount rate is applied to account for investment.   What is the discount rate? The discount rate is a multiplier used to adjust compensation for future [...]

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Separation Where The Property is Owned Jointly

If you co-own a property with another person or other people, there are two ways in which the property can be held, either as beneficial joint tenants or tenants in common. If you and your partner hold the property as beneficial joint tenants you are both wholly entitled to the property. Neither of you own a specific share. On the other hand, if you hold the property as tenants in common, you each hold an individual share in the property [...]

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Is saving the cost now costing your family later?

Why should I pay for a solicitor when I can write my own Will at home? DIY Wills are usually available at a fraction of the cost of professional fees, so why should you choose to pay more? Making a Will may appear to be simple, but the process of drafting and signing a Will comes with several formal requirements, and if those are not complied with, the Will may not be valid. If your Will is deemed to be invalid [...]

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Clean Break – Pension

“I would like a share of my husband’s pension but I want a clean break from him!”   Many couples who divorce believe that if they claim a share of their former spouses pension they will not be able to have a financial “clean break” and will remain linked to their former spouse for life. It is not the case that this will always occur. Depending upon the circumstances, it may be possible for a Court to make a pension sharing order in [...]

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Brexit and British Citizenship

Citizenship Statistics Due to the complications arising from the 2016 referendum which resulted in the United Kingdom voting to leave the European Union (EU), this has caused uncertainty surrounding European citizens and their rights to reside in the United Kingdom. Those EU citizens that exercise their rights to live in the United Kingdom, as a result of their free movement rights, are now attempting to secure their residency in the United Kingdom due to the complexity of Brexit negotiations. The Home [...]

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Brexit Considerations – Commercial Contracts

With the Brexit deadline being extended to 31st October, business owners now have “breathing-space” to consider if their commercial contracts will suffice post-Brexit. It is important to consider the following questions: Do you have contracts which refer to the European Union? Do your contracts involve countries within the European Union (other than United Kingdom currently)? Are your contracts governed by English law? Do the interpretation clauses cover post-Brexit UK legislative changes? Is your contract reliant upon the freedom to move freely between the EU and [...]

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Cohabitation and separation, is everything about to change?

In a world where cohabitation is the norm for the majority of couples, it may surprise you to know that common law marriage does not exist. Subsequently, the routes for financial remedy available to cohabiting couples on separation drastically differ to those which are available to couples upon divorce. However, this could be set to change. On 15th March 2019 The Cohabitation Rights Bill had its second reading in the House of Lords and has been committed to a [...]

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Where There’s a “Will” There’s a Way

The Private Client Team here at Pepperells cannot stress enough the importance of having a valid and legal Will in place. Whether you are married, co-habiting, have children, parents and/ or siblings it crucial that your wishes are reflected in a Will. We hear many people ask “why do I need to make a Will, I don’t have anything valuable to leave”. It is important to make people aware that you do not necessarily need anything valuable to leave in [...]

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Domestic violence and the DWP

On the 22 February 2019 the Department for Work and Pensions (the “DWP”) published a guide providing information for survivors of domestic violence and abuse about the services and support offered by them. Often survivors of domestic violence and abuse are fearful to leave abusive relationships due to the financial implications. Survivors are worried about where they will live and if financially dependent on their partner how they will afford to live. The measures adopted by the DWP seems to [...]

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Knife Crime Prevention Orders

The disturbing and growing rate of knife crimes in England and Wales is clear for everyone to see. However, the following statistics may come as a shocking surprise to some. Ten teenagers and children have been killed already in 2019 as a result of knife crime. During Channel 4’s show, Dispatches, it was revealed that there had been a 93% rise in hospital admissions for attacks with a knife or other sharp object on children under 16 since 2012. The government, [...]

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