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Pension Sharing Orders

Using your Lasting Power of Attorney

If you or one of your family members have a registered Lasting Power of Attorney (LPA), it is sensible to lodge the LPA with the organisations where you intend to use it as soon as possible to prevent delay or any additional stress, particularly if the donor (the person who made the LPA) has lost or is starting to lose capacity to deal with matters themselves. Previously, this could only be done with the paper document and a face to [...]

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Business Wills

For anyone with any kind of business interest or business assets

For anyone with any kind of business interest or business assets, getting legal advice is one of the most important considerations. Legal advice for vital documentation such as shareholders agreements would seem obvious, but many people with business interests often overlook what should happen to their business assets when they pass away. Also, many business owners do not consider how their business would continue to operate in the event that they become incapable of dealing matters because of lack [...]

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Ben Marsay

COVID 19 & Business Planning for 2021

The Current Climate Unfortunately, although we are starting to see the light at the end of the tunnel, we must be realistic in that we are by no means out of the woods yet. In 2021 there is still a cloud of uncertainty that hangs over the economy and what impact COVID 19 will continue have on our clients and their businesses. Here at Pepperells Solicitors our experienced commercial team are prepared to guide you through what you can do [...]

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Donate a Device

Donate A Device – No Child Left Behind

Donate A Device – No Child Left Behind The divide between those that have and those that have not could quickly become wider and increasingly detrimental to those children. We can help prevent that. Let’s make sure that no child is left behind, regardless of a child’s postcode or circumstance. Do you have an old laptop or device that we can cleanse and reset? Are they sat in draws or cupboards gathering dust? Have you upgraded your equipment due to changes in [...]

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Sign contract

Commercial contracts: COVID – 19 implications

The implication of COVID-19 has changed the perception of ‘business as usual’ for many businesses across the UK (quite apart from the new Brexit rules). UK businesses have had to get to grips with a ‘new normal’, closures, travel restrictions, tiered lockdown systems and self-isolation, all which have caused and are still causing a momentous disruption. The disruption to commercial activities may cause commercial contract arrangements to be affected. Set out below are possible remedies available, should your commercial arrangements [...]

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bereavement

Are you currently dealing with a bereavement and having to organise the funeral for your loved one?

Your loved one may have some money in their Estate to cover the funeral costs. However, if they do not, then it may be left to you or a relative to pay the bill. Here at Pepperells we understand that dealing with the loss of a loved one can be extremely difficult and worrying about your finances if you have to pay for a funeral, can man make an already difficult time even more distressing. The experienced Private Client team [...]

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Property Changes

Property Adjustment

It has been difficult for everybody over the course of the last few months due to the Covid-19 pandemic and particularly so if you have been living in a property with a partner or spouse you wish to separate from. Are you concerned about where you will live or where your partner or spouse will live if you make the decision to separate? There are many options which could be available for you and your former partner or spouse. In particular, [...]

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Pension Sharing Orders

Pension Sharing Orders

Have you found the last few months difficult particularly if you are living in a property with a spouse who you wish to separate from? Are you concerned about how you may pay your outgoings and expenses in the future if you do decide to separate? Do you wish to ensure that if you separate from your spouse you will be completely financially independent in the future? There are many ways in which future income can be sourced from assets that have [...]

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HMRC – preferential creditors status restored on 1st December 2020

For insolvency procedures starting after 1st December 2020, certain taxes due to HMRC when the company enters formal insolvency now rank as preferential debts, in the order of priority for payment. This change means that for certain taxes owed to HMRC, they move up from the category of “unsecured creditor” to the newly formed category of “secondary preferential creditor”. This change relates to the following taxes owed to HMRC: Employee National Insurance contributions; VAT; PAYE income tax; Student loan deductions and Construction industry scheme deductions. HMRC [...]

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